Is Your 401(k) Plan Outdated

Congress passed SECURE 2.0 a couple of years ago.
 
Most small business owners I talk to have heard of it
but have no idea what it actually changed for them.
 
Here are the ones that matter most if you run a small business:
 
✅ Starter 401(k) plans — lower cost option for businesses
  that want to offer something without full plan complexity
 
✅ Automatic enrollment requirements — new plans started after
  2024 must auto-enroll employees (helps participation rates)
 
✅ Higher catch-up contributions — employees 60-63 can now
  contribute even more starting in 2025
 
✅ Student loan matching — employers can now match employee
  student loan payments with 401(k) contributions
 
✅ Tax credits for starting a new plan — small businesses
  get significant tax credits to offset startup costs
 
The law changed. Did your plan?

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